: a group of World Wide Web pages usually containing hyperlinks to each other and made available online by an individual, company, educational institution, government, or organization
When my mom finally decided to take that plum posting as a Divisional Head, I knew I was in trouble. Her office hours stretched way beyond my school hours. And anyway, I was privy to the many discussions my parents had about 'Honey, what do we do with the kids?' Well, finally they struck gold - an educational after school program. Won't that be just grand? Kids are learning new things while parents are happily minting greenbacks! And so, we went directly to another class after our school. The brochure said that they would be 'using fun activities and innovative teaching methods to fill the gap in your child's understanding'. I suppose they meant that the teacher would write down the homework and we were to copy it. At least, this is what happened most of the time. Of course, we didn't tell our parents. How would that help? They'd simply get smart and shift us to a class that would actually make us solve our homework.
I hated the classes. Mostly, I was bored to tears or falling asleep. After so many hours at school who'd want to spend the entire afternoon with the same books? But, as a child, one had little choice in these
matters. Especially when one's parents were cleverly telling one that mommy's salary will help get us that spanking new TV or that video game. Lose some, win some! Then, one day, my sister decided to rock the proverbial boat. She decidedshe had enough of studying and refused to go to the after school program. That's when my parents began to smell something stale. Shortly after that, they put us in a better program (o, yes, another educational one). This was bigger, brighter and somehow more fun. We had some interesting games, and a COMPUTER too. Each of us got a chance to do something on the PC (this, when PCs were just beginning to make their presence felt). We somehow managed to blaze through our homework, most of which had to be done by us. Then it was time to have fun. We had a little bit of everything. Acting classes, speech, games and of course painting. Those hours we spent splashing color on pages and laughing at silly jokes were really the highlight of an otherwise boring day. Ironically, I began looking forward to my after school program.
Now, so many years afterward, when I need to take up a job and leave my own child alone till I get back, I know how important these after school programs have become. Talk about history repeating itself! I just hope I'd get her into a good one, and yes, it's going to be educational too. The Learning environment There is often a trap in the words 'after school activities'. One may easily believe that since these activities are after school, they are not of much importance. But, one couldn't be more wrong. Research suggests that children pick up some of their most important skills from after school programs. That is why children who do not participate in any extra curricular activities are generally slow and less vibrant.
The learning environment that one fosters in after school activities must be as disciplined and as functional as that found in the school. This is especially true of educational after school programs. This is the best place to teach the child important skills like time-management and goal setting. Time-management is a vital skill, but it is not achieved easily. Children need to feel the discipline that is needed to finish a task and the happiness of finishing the allotted work in a specific time frame. Children look for different things in an after class program. The learning environment should be attractive, colorful and informative. Use charts, pictures, posters and drawings to liven up a class. Additional resources resources that are not easily available in the school) will make the classes interesting. For instance, when teaching a biology lesson, alloWhe child to see through a microscope or see slides of bacteria. This will add to his knowledge and also make him more enthusiastic about his after school program.
Physical reasons: Pleasure, stress relief, exercise, sexual curiosity, or attraction to a person. Goal-based reasons: To make a baby, improve social status (for example, to become popular), or seek revenge. Emotional reasons: Love, commitment, or gratitude.
s a must in after school activities. In fun or sport-based activities, it is easy for children to step out of line and wreck havoc. While children should be allowed to have fun, they should be curtailed from unacceptable behavior. The best way to enforce discipline is to lay down the rules at the very beginning. Let the children know what is unacceptable, right at the beginning. Rewards are an important part of any learning process. The reward can be a simple pat on the back or a token of appreciation. Motivate your children to aspire for higher things by rewarding their achievements. Holding competitions or sport activities where the children can show their proficiency is a reward in itself. Children can get bored easily, especially in the case of an educational program. The main thrust of an academic program is to repeat what has been taught in class and to allow the child to learn it quickly. It is difficult to pique the child's interest a second time, especially when the child is already tired of one dose of the same lesson. It is best to thwart boredom by using creative techniques like an impromptu extempore on ny topic, a quiz program or a slideshow. After school activities are becoming more popular by the day. Parents want their kids to learn more. Children too have an insatiable quest for knowledge. In an after school program, it is possible to pay individual attention and quench this thirst using various effective techniques.
Here are some things you can try at home. Educate yourself. Plenty of good self-help materials are available for every type of sexual issue. ... Give yourself time. ... Use lubrication. ... Maintain physical affection. ... Practice touching. ... Try different positions. ... Write down your fantasies. ... Do Kegel exercises.
ROE or return on equity is a useful tool to assess how effectively a company can generate returns on the investment it received from its shareholders. In short, ROE shows the profit each dollar generates with respect to its shareholder investments.
Check out our latest analysis for Saul Centers
How Is ROE Calculated?
The formula for ROE is:
Return on Equity = Net Profit (from continuing operations) ÷ Shareholders' Equity
So, based on the above formula, the ROE for Saul Centers is:
14% = US$64m ÷ US$447m (Based on the trailing twelve months to March 2020).
The 'return' is the yearly profit. So, this means that for every $1 of its shareholder's investments, the company generates a profit of $0.14.
Does Saul Centers Have A Good Return On Equity?
By comparing a company's ROE with its industry average, we can get a quick measure of how good it is. However, this method is only useful as a rough check, because companies do differ quite a bit within the same industry classification. Pleasingly, Saul Centers has a superior ROE than the average (5.8%) in the REITs industry.
NYSE:BFS Past Revenue and Net Income May 10th 2020
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That is a good sign. With that said, a high ROE doesn't always indicate high profitability. Especially when a firm uses high levels of debt to finance its debt which may boost its ROE but the high leverage puts the company at risk. You can see the 3 risks we have identified for Saul Centers by visiting our risks dashboard for free on our platform here.
The Importance Of Debt To Return On Equity
Virtually all companies need money to invest in the business, to grow profits. That cash can come from retained earnings, issuing new shares (equity), or debt. In the first two cases, the ROE will capture this use of capital to grow. In the latter case, the use of debt will improve the returns, but will not change the equity. Thus the use of debt can improve ROE, albeit along with extra risk in the case of stormy weather, metaphorically speaking.
Combining Saul Centers' Debt And Its 14% Return On Equity
Saul Centers clearly uses a high amount of debt to boost returns, as it has a debt to equity ratio of 2.51. While its ROE is pretty respectable, the amount of debt the company is carrying currently is not ideal. Debt does bring extra risk, so it's only really worthwhile when a company generates some decent returns from it.
Summary
Return on equity is useful for comparing the quality of different businesses. Companies that can achieve high returns on equity without too much debt are generally of good quality. If two companies have around the same level of debt to equity, and one has a higher ROE, I'd generally prefer the one with higher ROE.
But when a business is a high quality, the market often bids it up to a price that reflects this. Profit growth rates, versus the expectations reflected in the price of the stock, are a particularly important to consider. So I think it may be worth checking this free report on analyst forecasts for the company.
If you would prefer check out another company -- one with potentially superior financials -- then do not miss this free list of interesting companies, that have HIGH return on equity and low debt.
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If you spot an error that warrants correction, please contact the editor at editorial-team@simplywallst.Com. This article by Simply Wall St is general in nature. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Simply Wall St has no position in the stocks mentioned.We aim to bring you long-term focused research analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Thank you for reading.
There are lots of things you can do to keep yourself safe online.
Think before you post
Don’t upload or share anything you wouldn’t want your parents, carers, teachers or future employers seeing. Once you post something, you lose control of it, especially if someone else screenshots or shares it.
Don’t share personal details
Keep things like your address, phone number, full name, school and date of birth private, and check what people can see in your privacy settings. Remember that people can use small clues like a school logo in a photo to find out a lot about you.
Watch out for phishing and scams
Phishing is when someone tries to trick you into giving them information, like your password. Someone might also try to trick you by saying they can make you famous or that they’re from a talent agency. Never click links from emails or messages that ask you to log in or share your details, even if you think they might be genuine. If you’re asked to log into a website, go to the app or site directly instead.
Think about who you’re talking to
There are lots of ways that people try to trick you into trusting them online. Even if you like and trust someone you’ve met online, never share personal information with them like your address, full name, or where you go to school. Find out more about grooming.
Keep your device secure
Make sure that you’re keeping your information and device secure.
Never give out your password
You should never give out your password or log-in information. Make sure you pick strong, easy to remember passwords.
Cover your webcam
Some viruses will let someone access your webcam without you knowing, so make sure you cover your webcam whenever you’re not using it.
What is blogger used for?
Blogger is an online content management system (CMS) that facilitates the creation of informal online discussion sites, also called blogs. In order to use Blogger, users must create a Google account; individuals with existing Gmail email addresses can use this account.
How do bloggers get paid?
The two main ways bloggers get paid through ad networks are per impression or per click. Paid per impression – with these ads, the viewer does not have to click on the ad in order for the blogger to receive an income. ... “advertisers pay website owners based on how many people have seen their ads.
What is blogger and how does it work?
Blogger is a free blogging platform that's designed for ease. Because it's owned by Google, users can link it to various other Google products, like photo-sharing site Picasa and social network Google+. Using the basic blog design options, you can get a new blog up and running in less than 10 minutes.
What is WordPress used for?
WordPress is web publishing software you can use to create a beautiful website or blog. It just may be the easiest and most flexible blogging and website content management system (CMS) for beginners.
